Yes, I do agree that the purchasing of life insurance is an uncomfortable task for many people, and the image of most life insurance advisors leave something to be desired. However, even though there is recognition of an obligation to protect one’s dependents from the financial hardship of an untimely death, there is no one likes to think about the fact that they will die someday. Aside from this potential discomfort for dealing with a life insurance advisor, there is another reason, which is that it is always easier to delay and put off the decision to purchase life insurance.

But one thing you should keep in mind that life insurance is not for you, it is for your survivors. Therefore there is only one need for you to have life insurance when you leave someone behind you care or someone dependent on you.

Yes, Life Insurance Company does make money. So does Apple. Will that be the reason that you decide not to buy product from Apple just because Apple makes a lot of money? Same is for Life Insurance Company. The rule is that you need to get educated and learn how to make the most out of your life insurance dollar. Unlike any other purchasing, life insurance is a critical part of most financial plans.